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Clarity. Trust. Value.

Here to make financial planning feel simple, principled, and built around you. No commissions. No kick backs. Just honest advice designed for real life.

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The Difference

Modern financial planning. Clear pricing, real relationships, and advice you can trust.

CFP®

The CERTIFIED FINANCIAL PLANNER™ designation represents the highest standard in financial planning. This certification demonstrates mastery through extensive education, rigorous examination, and an ongoing commitment to ethical standards and continuing education.

Commission Free

The fee-only, commission free structure removes sales incentives from the planning process, allowing all advice to be delivered with a focus on the client’s best interest. No affiliations. No kickbacks.

Fiduciary

Fiduciary duty requires a legal and ethical commitment to prioritize the client’s interests above all else. This includes delivering objective advice, maintaining full transparency, and acting solely in the client’s best interest. No exceptions.

Financial Advisor Portrait

About Ryan Moran, CFP®

Locus Wealth Management was founded on a simple belief: financial advice should serve people not products. In an industry long marred by conflicts of interest, opaque pricing, and impersonal service, Locus Wealth Management offers a better way forward.

My Philosophy

I believe in delivering clear, actionable advice grounded in goal-oriented financial planning - not arbitrary metrics or sales quotas. Every client deserves a strategy as unique as their aspirations.

Experience & Expertise

With over half a decade of experience managing $425M in assets for more than 200 households, I founded this firm with a clear vision: to provide truly personalized financial advice by understanding your unique goals and creating a clear path to achieve them. My extensive background in wealth management has taught me that successful financial planning isn't about complex products, opaque fees and cookie-cutter solutions.

Personal Life

Home for me is West Chester, PA; a vibrant community where my wife teaches and we’ve built our life together. I’m drawn to its people, walkability, and local energy, all of which reflect the spirit of connection that drives my work. Outside the office, I enjoy spending time with family and friends, golfing, and taking weekend trips to the Jersey Shore. Providing clients with peace of mind and clarity about their future is what keeps me inspired.

Experience

6+

Years of Experience

200+

Clients Served

425M+

Assets Managed

Partnerships

Partnerships with industry leaders help provide a comprehensive suite of financial solutions.

CFP Board
XYPN
NAPFA
Altruist
Right Capital
Holistiplan